External news
23/06/2021 Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm
Reuters exclusively reported Fusion Acquisition CEO John James is in talks to launch a new blank-check company which could list […]
The post Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm appeared first on Reuters News Agency.
23/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
23/06/2021 Reuters reveals Google’s adtech business set to face formal EU probe by year-end
Reuters exclusively reported that EU antitrust regulators will open a formal investigation by the end of the year into Google’s […]
The post Reuters reveals Google’s adtech business set to face formal EU probe by year-end appeared first on Reuters News Agency.
23/06/2021 Reuters reveals OPEC was told to expect limited U.S. oil output growth for now; market reacts
Reuters exclusively reported that officials from the Organization of the Petroleum Exporting Countries (OPEC) heard from industry experts that U.S. […]
The post Reuters reveals OPEC was told to expect limited U.S. oil output growth for now; market reacts appeared first on Reuters News Agency.
23/06/2021 The risk of the energy transition is that it only benefits a few, CEO says
Governments around the world have signaled their intent to move away from fossil fuels and pursue net zero targets.
23/06/2021 Stock index futures muted after Nasdaq closes at record
U.S. stock index futures were flat during early morning trading on Wednesday.
23/06/2021 Surging inflation is causing headaches for a cautious Bank of England
The Bank of England is expected to hold interest rates at record lows and maintain its massive asset purchase program on Thursday, but inflation poses questions.
23/06/2021 India's Covid cases top 30 million as economist warns against reopening too quickly
Government data showed there were 50,848 infections recorded over a 24-hour period on Wednesday, bringing the total reported cases to 30.02 million.
23/06/2021 Shoppers say they would buy more secondhand clothes if they could skip the sales tax, survey says
Secondhand apparel has gained popularity among shoppers and now, some want the government to give it a boost.
23/06/2021 Morgan Stanley will bar workers without Covid vaccinations from most New York offices beginning July 12
Morgan Stanley joins Blackstone and Goldman Sachs in setting conditions related to coronavirus vaccinations for workers returning to the office.
22/06/2021 Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm
Reuters exclusively reported Fusion Acquisition CEO John James is in talks to launch a new blank-check company which could list […]
The post Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm appeared first on Reuters News Agency.
22/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
22/06/2021 Reuters reveals Google’s adtech business set to face formal EU probe by year-end
Reuters exclusively reported that EU antitrust regulators will open a formal investigation by the end of the year into Google’s […]
The post Reuters reveals Google’s adtech business set to face formal EU probe by year-end appeared first on Reuters News Agency.
22/06/2021 Reuters reveals OPEC was told to expect limited U.S. oil output growth for now; market reacts
Reuters exclusively reported that officials from the Organization of the Petroleum Exporting Countries (OPEC) heard from industry experts that U.S. […]
The post Reuters reveals OPEC was told to expect limited U.S. oil output growth for now; market reacts appeared first on Reuters News Agency.
22/06/2021 U.S. stock futures slip after the market's sharp rally on Monday
Major averages are coming off a sharp rebound as investors weigh the economic reopening and Federal Reserve policy.
22/06/2021 Vivendi awaits key shareholder vote on Universal Music Group spin-off
Vivendi holders will vote Tuesday on the French media group’s proposed spin-off of the iconic Universal Music Group.
22/06/2021 Ecocide: How a fast-growing movement plans to put environmental destruction on a par with war crimes
Ecocide is an umbrella term for all forms of the mass damage of ecosystems, from industrial pollution to the release of micro plastics into the oceans.
22/06/2021 Louis Vuitton-owner LVMH believes the future of retail will be mostly in-store
French luxury goods giant LVMH has no doubt about how the future of retail will look like.
22/06/2021 Car hire start-up Virtuo adds Teslas to fleet in electrification push
European car hire firm Virtuo is adding dozens of Teslas to its fleet as part of an effort to electrify more of its vehicles.
22/06/2021 This little-known payments start-up is now Europe's third-biggest fintech
Dutch payments firm Mollie said it raised $800 million in a mega financing round valuing the company at $6.5 billion.
21/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
21/06/2021 ESG moves center stage
As money continues to pour into funds focused on environmental, social and corporate governance (ESG), Reuters has been breaking news […]
The post ESG moves center stage appeared first on Reuters News Agency.
21/06/2021 Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm
Reuters exclusively reported Fusion Acquisition CEO John James is in talks to launch a new blank-check company which could list […]
The post Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm appeared first on Reuters News Agency.
21/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
21/06/2021 Bitcoin drops as China intensifies crypto mining crackdown
Bitcoin sank Monday on reports that China has intensified its crackdown on cryptocurrency mining.
21/06/2021 U.S. stock futures higher after the Dow's worst week since October
Stock futures were higher early Monday morning after the Dow posted its worst week since October.
21/06/2021 China has administered more than 1 billion doses of its Covid-19 vaccines
As of Saturday, 1,010,489,000 doses had been given to people in China, and more than 100 million doses were administered in six days.
21/06/2021 American Airlines cancels hundreds of flights due to staffing crunch, maintenance issues
American Airlines says it will trim its schedule by 1% through mid-July though this weekend’s cancellations were higher than that amount.
21/06/2021 China wants to build up its wine country into one that could rival France's Bordeaux
Beijing has laid out a 15-year plan to make the region of Ningxia "a window" for China’s wine to "integrate with the world."
21/06/2021 Beware of inflation 'headwinds': It could take a year to break even after a 10% to 20% market correction, economist Mark Zandi warns
Moody’s Analytics Mark Zandi believes the Federal Reserve’s response to inflation will create trouble for the market.
20/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
20/06/2021 ESG moves center stage
As money continues to pour into funds focused on environmental, social and corporate governance (ESG), Reuters has been breaking news […]
The post ESG moves center stage appeared first on Reuters News Agency.
20/06/2021 Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm
Reuters exclusively reported Fusion Acquisition CEO John James is in talks to launch a new blank-check company which could list […]
The post Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm appeared first on Reuters News Agency.
20/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
19/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
19/06/2021 ESG moves center stage
As money continues to pour into funds focused on environmental, social and corporate governance (ESG), Reuters has been breaking news […]
The post ESG moves center stage appeared first on Reuters News Agency.
19/06/2021 Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm
Reuters exclusively reported Fusion Acquisition CEO John James is in talks to launch a new blank-check company which could list […]
The post Reuters exclusively reports Fusion SPAC aims to beat London rush with new blank-check firm appeared first on Reuters News Agency.
19/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
19/06/2021 Jim Cramer says the 'Ark Invest phenomenon' appears to be over for now
"The era of Cathie Wood propping these stocks up with her own buying bazooka, I think, it appears to be over," the "Mad Money" host said.
18/06/2021 Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce
Reuters broke the news on June 14 that a deal was close to resolve a 17-year trade war over aircraft […]
The post Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce appeared first on Reuters News Agency.
18/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
18/06/2021 ESG moves center stage
As money continues to pour into funds focused on environmental, social and corporate governance (ESG), Reuters has been breaking news […]
The post ESG moves center stage appeared first on Reuters News Agency.
18/06/2021 Special Edition: Reuters first with key G7 news
Leaders of the Group of Seven (G7) wealthy nations convened in Cornwall, England, last week, to discuss issues ranging from […]
The post Special Edition: Reuters first with key G7 news appeared first on Reuters News Agency.
18/06/2021 European start-up investment tops $60 billion this year, smashing 2020 record in first six months
Investment into European tech firms is surging this year.
18/06/2021 Five years before a vaccine can 'hold the line' against Covid variants, England's medical chief says
England’s top medical officer has warned that the coming winter will continue to be difficult for the country’s health system.
18/06/2021 Travelers care deeply about sustainability – until it inconveniences them
Hopes for a "green" recovery by the tourism industry may have been overblown, as travelers choose convenience and price over sustainability.
18/06/2021 U.S. stock futures little changed as the Dow heads for a losing week
U.S. stock futures were little changed in early Friday morning trade as the Dow fell in the wake of the Federal Reserve’s policy update.
18/06/2021 Singapore slows the pace of reopening as Covid cases haven't declined significantly
Singapore has to be cautious in resuming higher-risk activities due to the delta variant first detected in India, said Health Minister Ong Ye Kung.
18/06/2021 China's entertainment industry is set to bounce back from Covid, says Chinese dancer
Jin Xing’s private dance company was able to resume national touring last year, the celebrity told Tania Bryer as part of the CNBC Evolve Global Summit.
18/06/2021 China's entertainment industry is set to bounce back from Covid, says Chinese dancer
Jin Xing’s private dance company was able to resume national touring last year, the celebrity told Tania Bryer as part of the CNBC Evolve Global Summit.
17/06/2021 Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts
Reuters exclusively reported that President Joe Biden’s administration, under pressure from labor unions and U.S. senators including from his home […]
The post Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts appeared first on Reuters News Agency.
17/06/2021 Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce
Reuters broke the news on June 14 that a deal was close to resolve a 17-year trade war over aircraft […]
The post Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce appeared first on Reuters News Agency.
17/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
17/06/2021 ESG moves center stage
As money continues to pour into funds focused on environmental, social and corporate governance (ESG), Reuters has been breaking news […]
The post ESG moves center stage appeared first on Reuters News Agency.
17/06/2021 Dow futures drop more than 100 points after Fed forecasts rate hikes in 2023
Stock futures fell in early morning trading after the Federal Reserve raised inflation expectations and forecast rate hikes as early as 2023.
17/06/2021 British fintech firm Wise plans to go public in London via rare direct listing
Wise, formerly known as TransferWise, said its stock market debut will be the first direct listing of a tech company in London.
17/06/2021 Vaccination is key to bringing tourism back from the brink, industry leaders say
Global travel and tourism took a massive hit last year as the coronavirus pandemic shut down borders and suspended most international travel.
17/06/2021 KLM will resume most routes this year as vaccine rollouts boost travel, CEO says
Dutch airline KLM plans to reinstate almost all of its international routes this year as vaccine rollouts offer hopes of reviving the travel industry.
17/06/2021 The Fed moves up its timeline for rate hikes as inflation rises
However, the central bank gave no indication as to when it will begin cutting back on its aggressive bond-buying program.
16/06/2021 Special Edition: Reuters delivers key mining industry news
Reuters has dominated coverage of the top issues and trends in the mining sector in 2021, from the global hunt […]
The post Special Edition: Reuters delivers key mining industry news appeared first on Reuters News Agency.
16/06/2021 Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts
Reuters exclusively reported that President Joe Biden’s administration, under pressure from labor unions and U.S. senators including from his home […]
The post Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts appeared first on Reuters News Agency.
16/06/2021 Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce
Reuters broke the news on June 14 that a deal was close to resolve a 17-year trade war over aircraft […]
The post Reuters ahead with news that Europe-U.S. nearing subsidy pact, tariff truce appeared first on Reuters News Agency.
16/06/2021 Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts
Reuters exclusively reported that Anglo-Dutch company Shell is reviewing its holdings in the largest U.S. oil field for a potential […]
The post Reuters reveals Shell weighing blockbuster sale of Texas shale assets; market reacts appeared first on Reuters News Agency.
16/06/2021 Regeneron antibody 'cocktail' can save lives in hospitalized Covid patients, study finds
Another potentially life-saving treatment for hospitalized Covid-19 patients has been discovered by researchers at the University of Oxford University.
16/06/2021 Stock futures are mixed as investors await Federal Reserve update
U.S. stock index futures were little changed in overnight trading ahead of Wednesday’s Federal Reserve policy decision.
16/06/2021 Air travel in Asia won’t return to pre-Covid levels ‘anytime soon,’ says Singapore minister
Lawrence Wong, Singapore’s finance minister, said Asia is facing "rolling waves" of Covid-19 infections and vaccination rates in many countries are not high.
16/06/2021 Former Barclays CEO's fintech venture raises $187 million with backing from BlackRock and JPMorgan
10x Future Technologies was founded by Antony Jenkins in 2016 following his ousting from Barclays a year earlier.
16/06/2021 China's new Covid hotspot reports zero new cases for the first time since latest outbreak
Guangzhou saw a cluster of cases appear since May 21 prompting local lockdowns and mass testing, but daily new case numbers have started falling.
16/06/2021 MicroStrategy CEO Michael Saylor says bitcoin is not the only cryptocurrency that can thrive
MicroStrategy CEO Michael Saylor told CNBC on Tuesday that bitcoin is not the only cryptocurrency that can thrive.
16/06/2021 Southeast Asia's IPO market is 'still hot' — and Thailand appears to be leading the way
Thailand has been a standout in Southeast Asia’s IPO market in 2021, with deals totaling more than $2 billion in value so far, according to Dealogic data.
15/06/2021 Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform
Mexico’s government does not envisage tax increases in an upcoming fiscal reform plan, but will consider closing loopholes, improving taxing […]
The post Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform appeared first on Reuters News Agency.
15/06/2021 Reuters details how big countries’ tax deal to reveal rift in Europe
In an in-depth analysis, Reuters detailed how a global deal on corporate tax looks set to bring to a climax […]
The post Reuters details how big countries’ tax deal to reveal rift in Europe appeared first on Reuters News Agency.
15/06/2021 Special Edition: Reuters delivers key mining industry news
Reuters has dominated coverage of the top issues and trends in the mining sector in 2021, from the global hunt […]
The post Special Edition: Reuters delivers key mining industry news appeared first on Reuters News Agency.
15/06/2021 Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts
Reuters exclusively reported that President Joe Biden’s administration, under pressure from labor unions and U.S. senators including from his home […]
The post Reuters reveals Biden considers giving refiners relief from U.S. biofuel laws; market reacts appeared first on Reuters News Agency.
15/06/2021 Stock futures are slightly higher ahead of Fed meeting, Nasdaq set to add to record
The Federal Reserve’s two-day policy meeting starts on Tuesday, a focal point for the markets this week.
15/06/2021 Hydrogen planes, electric propulsion and new regulations: Aviation is changing
Sustainable design, innovation and legislation will all be important in the future.
15/06/2021 NFT sales are dropping but believers still see a future for digital collectibles
Sales of digital collectibles known as non-fungible tokens have fallen dramatically in recent weeks.
15/06/2021 Jaguar Land Rover is developing a hydrogen-powered vehicle and plans to test it out this year
Company describes fuel cell electric vehicles as being "complimentary to battery electric vehicles."
15/06/2021 China's electric car leaders predict new energy vehicles will dominate the local market by 2030
BYD founder Wang Chuanfu said he expects Chinese car brands will account for 60% of the local new energy vehicle market by 2030.
15/06/2021 All-star investor Rich Bernstein warns bitcoin is a bubble, sees oil as the most ignored bull market
Richard Bernstein, who runs Richard Bernstein Advisors, says investors should be buying energy, materials and industrials — not cryptocurrencies.
15/06/2021 'Lethal' and 'highly contagious' second Covid wave is now under control, Nepal's prime minister says
Nepal’s second wave of Covid infections is tapering off — but the country needs more vaccines, Prime Minister Khadga Prasad Sharma Oli said.
14/06/2021 Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory
Reuters reported exclusively that Apple Inc is in early-stage talks with China’s CATL and BYD about the supply of batteries […]
The post Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory appeared first on Reuters News Agency.
14/06/2021 Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform
Mexico’s government does not envisage tax increases in an upcoming fiscal reform plan, but will consider closing loopholes, improving taxing […]
The post Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform appeared first on Reuters News Agency.
14/06/2021 Reuters details how big countries’ tax deal to reveal rift in Europe
In an in-depth analysis, Reuters detailed how a global deal on corporate tax looks set to bring to a climax […]
The post Reuters details how big countries’ tax deal to reveal rift in Europe appeared first on Reuters News Agency.
14/06/2021 Special Edition: Reuters delivers key mining industry news
Reuters has dominated coverage of the top issues and trends in the mining sector in 2021, from the global hunt […]
The post Special Edition: Reuters delivers key mining industry news appeared first on Reuters News Agency.
14/06/2021 S&P 500 futures are little changed with benchmark at a record, Nasdaq futures gain
The Fed’s two-day policy meeting will likely dominate investor behavior this week.
14/06/2021 'The selfie summit': Why some economists and activists are disappointed with the G-7
The leaders of the G-7 issued a joint statement on Sunday promising to enact measures on Covid-19 vaccines, China and global corporate tax.
14/06/2021 French Open: Novak Djokovic defeats Stefanos Tsitsipas in five sets to claim his 19th Grand Slam title
Novak Djokovic becomes first man in the Open Era to win all four Grand Slam titles twice in Sunday’s French Open final against Stefanos Tsitsipas.
14/06/2021 India's ambitious vaccine targets alone will not help immunize its massive population
India set an ambitious target to manufacture more than 2 billion Covid-19 vaccines by December — enough to inoculate most of its 1.3 billion population.
14/06/2021 'Shocking' inflation numbers will fall back to earth and hurt reopening trades, economist David Rosenberg predicts
David Rosenberg of Rosenberg Research sees the inflation comeback as a temporary phenomenon caused by enormous pent-up demand and supply chain issues.
13/06/2021 Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory
Reuters reported exclusively that Apple Inc is in early-stage talks with China’s CATL and BYD about the supply of batteries […]
The post Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory appeared first on Reuters News Agency.
13/06/2021 Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform
Mexico’s government does not envisage tax increases in an upcoming fiscal reform plan, but will consider closing loopholes, improving taxing […]
The post Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform appeared first on Reuters News Agency.
13/06/2021 Reuters details how big countries’ tax deal to reveal rift in Europe
In an in-depth analysis, Reuters detailed how a global deal on corporate tax looks set to bring to a climax […]
The post Reuters details how big countries’ tax deal to reveal rift in Europe appeared first on Reuters News Agency.
13/06/2021 Special Edition: Reuters delivers key mining industry news
Reuters has dominated coverage of the top issues and trends in the mining sector in 2021, from the global hunt […]
The post Special Edition: Reuters delivers key mining industry news appeared first on Reuters News Agency.
12/06/2021 Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory
Reuters reported exclusively that Apple Inc is in early-stage talks with China’s CATL and BYD about the supply of batteries […]
The post Reuters exclusively reports Apple, Chinese manufacturers in talks on U.S. car battery factory appeared first on Reuters News Agency.
12/06/2021 Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform
Mexico’s government does not envisage tax increases in an upcoming fiscal reform plan, but will consider closing loopholes, improving taxing […]
The post Reuters exclusively reports Mexico not eyeing tax hikes in fiscal reform appeared first on Reuters News Agency.
12/06/2021 Reuters details how big countries’ tax deal to reveal rift in Europe
In an in-depth analysis, Reuters detailed how a global deal on corporate tax looks set to bring to a climax […]
The post Reuters details how big countries’ tax deal to reveal rift in Europe appeared first on Reuters News Agency.
12/06/2021 Special Edition: Reuters delivers key mining industry news
Reuters has dominated coverage of the top issues and trends in the mining sector in 2021, from the global hunt […]
The post Special Edition: Reuters delivers key mining industry news appeared first on Reuters News Agency.
11/06/2021 Reuters reveals Porsche, Piech families weigh direct stake in possible Porsche IPO; market reacts
Shares in Europe’s largest carmaker Volkswagen climbed for a second consecutive day after Reuters revealed that the powerful Porsche and […]
The post Reuters reveals Porsche, Piech families weigh direct stake in possible Porsche IPO; market reacts appeared first on Reuters News Agency.
11/06/2021 China bad-debt firm Huarong’s bonds jump after Reuters report on restructuring
Dollar bonds issued by a subsidiary of embattled Chinese bad-debt firm Huarong jumped to three-week highs on June 4 after […]
The post China bad-debt firm Huarong’s bonds jump after Reuters report on restructuring appeared first on Reuters News Agency.
